✦ Updated October 2026 — Rates from Stripe's published pricing — Open Calculator →
About FeeCalcPro

I got tired of guessing what PayPal and Stripe would take — so I built this.

Hi, I'm Rahul. I'm a freelancer, and like most freelancers I get paid through PayPal, Stripe and a couple of other platforms depending on the client. FeeCalcPro is the tool I wished I'd had the first time an invoice landed in my account noticeably lighter than I expected.

R
Rahul
Freelancer · Founder of FeeCalcPro
"Every time a client paid me, I had three tabs open just to work out what I'd actually receive. That shouldn't take three websites."
29Stripe countries
2Processors (Stripe & PayPal)
Oct 2026Last rate check

Why this site exists

Payment fees look small on paper — a couple of percent and a few cents. But when you work with clients in other countries, they stack up fast. There's the standard fee, then an extra charge because the card was issued abroad, then a currency conversion fee on top, and each platform does it slightly differently.

I kept running into the same three problems:

Conversion fees hide in the small printPayPal and Stripe both add a percentage when they convert currencies, and it's easy to miss until you see the payout.
Every platform has its own mathsStripe, PayPal, Wise and Square all calculate fees differently, so comparing them by hand is slow and easy to get wrong.
The answer was spread across sitesOne page for Stripe, another for PayPal, another for the exchange rate — just to answer "what will I actually get?"

So I put it all in one place. Type an amount, pick your country and card type, and you see the fee and your real payout straight away — no sign-up, no email, nothing to install. Then, if you want, compare it against PayPal or another processor side by side.

How I check the rates

Every calculator uses the same formula the processors use for a standard card payment: fee = amount × percentage + fixed fee, and you receive = amount − fee. The reverse calculator works backwards to tell you what to charge: charge = (target + fixed fee) ÷ (1 − percentage).

The rates themselves come straight from each processor's own pricing pages — stripe.com/pricing (and its local version for each country) and PayPal's merchant fees page. I don't copy them from other calculator sites, because that's how outdated numbers spread.

📝 What changed in the October 2026 rate check
  • Australia: domestic cards are now 1.65% + A$0.30 (was 1.7%).
  • Europe & UK: international (non-European) cards are now 3.15% + the fixed fee (was 3.25%).
  • New Zealand, Switzerland, Brazil, Malaysia, Norway, Czech Republic, Mexico and Japan rates corrected to match Stripe's current local pricing.
  • Stripe Billing updated to 0.7% of billing volume on pay-as-you-go pricing.
  • Removed Turkey, the Philippines and South Africa — Stripe doesn't let businesses there sign up directly, so a calculator for them was misleading. India and Indonesia are now marked as Stripe "preview" markets.

✅ What the calculators include

  • Standard online card rates per country
  • Domestic vs international card pricing
  • Net payout and effective fee percentage
  • Reverse "what should I charge" mode

⚠️ What they don't include

  • Custom or interchange-plus pricing you've negotiated
  • Currency conversion fees (shown as notes, not in the total)
  • Add-ons like Stripe Tax, Radar or Billing unless stated
  • VAT/GST charged on the fees themselves

If your Stripe or PayPal dashboard shows a different number, it's almost always one of the things on the right. And if you think I've got a rate wrong, please tell me — I read every message and fix mistakes quickly.

A few promises

FeeCalcPro is free and always will be. You don't need an account. Your numbers never leave your browser — I don't see or store what you calculate. The site is supported by ads, and it's completely independent: I'm not affiliated with Stripe, PayPal or any processor, and none of them pay me to say nicer things about them.

Go on, check your next invoice

It takes about five seconds.