Australian businesses pay some of Stripe's most competitive global rates — 1.7% + A$0.30 for domestic cards versus 2.9% + $0.30 in the USA. Stripe also offers BECS Direct Debit for recurring Australian bank transfers at just 1% (A$3.50 cap).
Australian businesses have access to BECS Direct Debit through Stripe — a bank transfer method that's far cheaper than card processing for recurring payments and large invoices.
Stripe is great — but there are ways to cut costs, especially on international or high-volume transactions.
Send international payments at real exchange rates. Often cheaper than Stripe for cross-border transactions.
Full side-by-side fee comparison for Australia businesses — see which processor is cheaper for your volume.
When international payments are involved, Wise can be significantly cheaper for cross-border transfers.
At 1.7% + A$0.30 domestic (3.5% + A$0.30 international), here's what Stripe charges across common transaction amounts.
For every successful AUD payment processed through Stripe, the platform automatically deducts a fee before depositing funds into your bank account. The formula is simple:
Note: BECS Direct Debit is available in Australia at 1% capped at A$3.50 — ideal for subscriptions and recurring B2B payments. Additional fees apply for chargebacks and currency conversion. Verify at stripe.com/en-au/pricing.
Depending on your business type, one of these may cost less than Stripe for Australia payments.
Want a full comparison? See our Stripe vs PayPal guide →