🇮🇳 Viewing Stripe fees for IndiaSwitch country →
🇮🇳
Domestic: 2% + ₹0  ·  International: 3% + ₹0

Stripe Fee Calculator India (2026)

Stripe launched in India in 2020 and has quickly become a top choice for Indian SaaS companies and startups accepting international payments. Stripe charges 2% + ₹0 for domestic cards, and 3% + ₹0 for international cards.

Enter Transaction Details
🇮🇳 India: 2% + ₹0
International cards cost 3% + ₹0 — that's 1.00% more than domestic.
Net Fee
Fee Breakdown — India (INR)
Gross Charge ₹100.00
Stripe Fee (0%) −₹0.00
↳ % component −₹0.00
↳ fixed component −₹0.00
You Receive (Net) ₹0.00
💸 Annual Fee Estimator
Monthly fees paid −₹0
You lose per year −₹0
Annual net received ₹0
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Save Money

Reduce Your Stripe Fees in India

Stripe is great — but there are ways to cut costs, especially on international or high-volume transactions.

Examples

Stripe Fee Examples for India

At 2% + ₹0 domestic (3% + ₹0 international), here's what Stripe charges across common transaction amounts.

₹10
Domestic fee−₹0.20
You receive₹9.80
Intl card fee−₹0.30
₹50
Domestic fee−₹1.00
You receive₹49.00
Intl card fee−₹1.50
₹100
Domestic fee−₹2.00
You receive₹98.00
Intl card fee−₹3.00
₹500
Domestic fee−₹10.00
You receive₹490.00
Intl card fee−₹15.00
₹1,000
Domestic fee−₹20.00
You receive₹980.00
Intl card fee−₹30.00
₹5,000
Domestic fee−₹100.00
You receive₹4900.00
Intl card fee−₹150.00
How It Works

How Stripe Fees Work in India

Stripe launched in India in 2020 and has quickly become a top choice for Indian SaaS companies and startups accepting international payments.

For every successful INR payment processed through Stripe, the platform automatically deducts a fee before depositing funds into your India bank account. The formula is simple:

// Domestic card
Fee = (Amount × 2%) + ₹0
Net = Amount − Fee

// International card
Fee = (Amount × 3%) + ₹0

Example: ₹100 domestic →
  Fee = ₹2.00  |  Net = ₹98.00

Note: additional fees may apply for currency conversion (+1%), chargebacks (₹15 flat), and specific payment methods like SEPA or ACH. Always verify at stripe.com/pricing.

Alternatives

Best Stripe Alternatives in India

Depending on your business type, one of these may cost less than Stripe for India payments.

🅿️
PayPal
Varies by country
High buyer recognition, slightly higher fees
🌍
Wise
0.4%–2% + small fixed
Best for international transfers
▪️
Square
2.6%–2.9% + fixed
Great for in-person payments
🏦
Adyen
Interchange++
Enterprise-grade, volume pricing

Want a full comparison? See our Stripe vs PayPal guide →

FAQ

Stripe Fees in India — FAQs

Stripe charges 2% per domestic card transaction with no fixed fee. International cards are charged at 3% per transaction.
Yes. Stripe supports UPI in India under the government's zero-MDR mandate for certain transaction categories.
Yes. International cards cost 3% per transaction. Foreign currency payouts are subject to RBI regulations and FIRA compliance.
Yes. Stripe supports Netbanking for Indian customers at standard domestic transaction rates.
Razorpay charges 2% for domestic transactions — the same as Stripe. However, Razorpay has deeper India-specific features like GST invoicing.
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