Stripe is the most widely used payment processor in the United States, powering millions of businesses from solo freelancers to Fortune 500 companies. Stripe charges 2.9% + $0.30 for domestic cards, and 4.4% + $0.30 for international cards.
Stripe is great — but there are ways to cut costs, especially on international or high-volume transactions.
Send international payments at real exchange rates. Often cheaper than Stripe for cross-border transactions.
See a full side-by-side comparison of fees, features, and payout speed for USA businesses.
An alternative payment processor worth comparing, especially for in-person transactions in USA.
At 2.9% + $0.30 domestic (4.4% + $0.30 international), here's what Stripe charges across common transaction amounts.
Stripe is the most widely used payment processor in the United States, powering millions of businesses from solo freelancers to Fortune 500 companies.
For every successful USD payment processed through Stripe, the platform automatically deducts a fee before depositing funds into your USA bank account. The formula is simple:
Note: additional fees may apply for currency conversion (+1%), chargebacks ($15 flat), and specific payment methods like SEPA or ACH. Always verify at stripe.com/pricing.
Depending on your business type, one of these may cost less than Stripe for USA payments.
Want a full comparison? See our Stripe vs PayPal guide →