🇬🇧

      Domestic: 1.5% + £0.20  ·  International: 3.25% + £0.20
    

Stripe Fee Calculator UK (2026)

Stripe offers highly competitive rates for UK businesses, with European card rates considerably lower than those charged in the United States. Stripe charges 1.5% + £0.20 for domestic cards, and 3.25% + £0.20 for international cards.

Enter Transaction Details

🇬🇧 UK: 1.5% + £0.20

Amount in GBP

Country

Card Type

International cards cost 3.25% + £0.20 — that's 1.75% more than domestic.

Net Fee

⚖️ Compare with PayPal 💡 Tips to Reduce Fees

Fee Breakdown — UK (GBP)

Gross Charge £100.00

Stripe Fee (0%) −£0.00

↳ % component −£0.00

↳ fixed component −£0.00

            You Receive (Net)
            £0.00
          

Save Money

Reduce Your Stripe Fees in UK

Stripe is great — but there are ways to cut costs, especially on international or high-volume transactions.

💡 Ways to reduce your UK Stripe fees

🌍

Wise (TransferWise)

Send international payments at real exchange rates. Often cheaper than Stripe for cross-border transactions.

Save on fees →

⚖️

Compare Stripe vs PayPal

See a full side-by-side comparison of fees, features, and payout speed for UK businesses.

Compare now →

▪️

Square Payments

An alternative payment processor worth comparing, especially for in-person transactions in UK.

See rates →

Examples

Stripe Fee Examples for UK

At 1.5% + £0.20 domestic (3.25% + £0.20 international), here's what Stripe charges across common transaction amounts.

£10

Domestic fee−£0.35

You receive£9.65

Intl card fee−£0.53

£50

Domestic fee−£0.95

You receive£49.05

Intl card fee−£1.82

£100

Domestic fee−£1.70

You receive£98.30

Intl card fee−£3.45

£500

Domestic fee−£7.70

You receive£492.30

Intl card fee−£16.45

£1,000

Domestic fee−£15.20

You receive£984.80

Intl card fee−£32.70

£5,000

Domestic fee−£75.20

You receive£4924.80

Intl card fee−£162.70

How It Works

How Stripe Fees Work in UK

Stripe offers highly competitive rates for UK businesses, with European card rates considerably lower than those charged in the United States.

For every successful GBP payment processed through Stripe, the platform automatically deducts a fee before depositing funds into your UK bank account. The formula is simple:

      // Domestic card

      Fee = (Amount × 1.5%) + £0.20

      Net = Amount − Fee

      // International card

      Fee = (Amount × 3.25%) + £0.20

      Example: £100 domestic →

        Fee = £1.70  |  Net = £98.30

Note: additional fees may apply for currency conversion (+1%), chargebacks (£15 flat), and specific payment methods like SEPA or ACH. Always verify at stripe.com/pricing.

Alternatives

Best Stripe Alternatives in UK

Depending on your business type, one of these may cost less than Stripe for UK payments.

🅿️

PayPal

Varies by country

High buyer recognition, slightly higher fees

🌍

Wise

0.4%–2% + small fixed

Best for international transfers

▪️

Square

2.6%–2.9% + fixed

Great for in-person payments

🏦

Adyen

Interchange++

Enterprise-grade, volume pricing

Want a full comparison? See our Stripe vs PayPal guide →

FAQ

Stripe Fees in UK — FAQs

Stripe charges 1.5% plus £0.20 per successful domestic card transaction. Non-European/international cards cost 3.25% + £0.20.

Stripe's processing fees are subject to VAT in the UK. Account for this when calculating costs, especially if you are not VAT-registered.

Cards issued outside the UK/EEA are charged at 3.25% + £0.20 per transaction — significantly higher than the domestic rate.

PayPal charges around 1.2% + £0.30 for UK transactions. Stripe is similar in cost but offers superior developer tools and analytics.

Yes. UK businesses processing high volumes can negotiate custom pricing. Contact Stripe's sales team once you exceed approximately £50,000/month.