🇭🇰

      Domestic: 3.4% + HK$2.35  ·  International: 3.9% + HK$2.35
    

Stripe Fee Calculator Hong Kong (2026)

Hong Kong is a major financial hub and Stripe is widely used by HK-based businesses, fintech startups, and companies processing cross-border payments across Asia. Stripe charges 3.4% + HK$2.35 for domestic cards, and 3.9% + HK$2.35 for international cards.

Enter Transaction Details

🇭🇰 Hong Kong: 3.4% + HK$2.35

Amount in HKD

HK$

Country

Card Type

International cards cost 3.9% + HK$2.35 — that's 0.50% more than domestic.

Net Fee

⚖️ Compare with PayPal 💡 Tips to Reduce Fees

Fee Breakdown — Hong Kong (HKD)

Gross Charge HK$100.00

Stripe Fee (0%) −HK$0.00

↳ % component −HK$0.00

↳ fixed component −HK$0.00

            You Receive (Net)
            HK$0.00
          

Save Money

Reduce Your Stripe Fees in Hong Kong

Stripe is great — but there are ways to cut costs, especially on international or high-volume transactions.

💡 Ways to reduce your Hong Kong Stripe fees

🌍

Wise (TransferWise)

Send international payments at real exchange rates. Often cheaper than Stripe for cross-border transactions.

Save on fees →

⚖️

Compare Stripe vs PayPal

See a full side-by-side comparison of fees, features, and payout speed for Hong Kong businesses.

Compare now →

▪️

Square Payments

An alternative payment processor worth comparing, especially for in-person transactions in Hong Kong.

See rates →

Examples

Stripe Fee Examples for Hong Kong

At 3.4% + HK$2.35 domestic (3.9% + HK$2.35 international), here's what Stripe charges across common transaction amounts.

HK$10

Domestic fee−HK$2.69

You receiveHK$7.31

Intl card fee−HK$2.74

HK$50

Domestic fee−HK$4.05

You receiveHK$45.95

Intl card fee−HK$4.30

HK$100

Domestic fee−HK$5.75

You receiveHK$94.25

Intl card fee−HK$6.25

HK$500

Domestic fee−HK$19.35

You receiveHK$480.65

Intl card fee−HK$21.85

HK$1,000

Domestic fee−HK$36.35

You receiveHK$963.65

Intl card fee−HK$41.35

HK$5,000

Domestic fee−HK$172.35

You receiveHK$4827.65

Intl card fee−HK$197.35

How It Works

How Stripe Fees Work in Hong Kong

Hong Kong is a major financial hub and Stripe is widely used by HK-based businesses, fintech startups, and companies processing cross-border payments across Asia.

For every successful HKD payment processed through Stripe, the platform automatically deducts a fee before depositing funds into your Hong Kong bank account. The formula is simple:

      // Domestic card

      Fee = (Amount × 3.4%) + HK$2.35

      Net = Amount − Fee

      // International card

      Fee = (Amount × 3.9%) + HK$2.35

      Example: HK$100 domestic →

        Fee = HK$5.75  |  Net = HK$94.25

Note: additional fees may apply for currency conversion (+1%), chargebacks (HK$15 flat), and specific payment methods like SEPA or ACH. Always verify at stripe.com/pricing.

Alternatives

Best Stripe Alternatives in Hong Kong

Depending on your business type, one of these may cost less than Stripe for Hong Kong payments.

🅿️

PayPal

Varies by country

High buyer recognition, slightly higher fees

🌍

Wise

0.4%–2% + small fixed

Best for international transfers

▪️

Square

2.6%–2.9% + fixed

Great for in-person payments

🏦

Adyen

Interchange++

Enterprise-grade, volume pricing

Want a full comparison? See our Stripe vs PayPal guide →

FAQ

Stripe Fees in Hong Kong — FAQs

Stripe charges 3.4% plus HK$2.35 per domestic card transaction. International cards cost 3.9% + HK$2.35.

The HK$2.35 fixed fee reflects local interchange and network costs. For higher-value transactions it becomes a smaller proportion of the total fee.

Stripe does not currently support FPS natively. Card payments and international transfers are the primary payment methods supported.

Yes. Stripe supports multi-currency billing. HK businesses can invoice and collect in USD, EUR, GBP, and other currencies.

Yes. Stripe is excellent for HK-based businesses selling internationally. The 3.9% + HK$2.35 international rate applies for cross-border card transactions.