Stripe supports New Zealand businesses with competitive local rates, making it the preferred payment processor for NZ-based e-commerce stores and SaaS products. Stripe charges 2.7% + NZ$0.30 for domestic cards, and 3.7% + NZ$0.30 for international cards.
Stripe is great — but there are ways to cut costs, especially on international or high-volume transactions.
Send international payments at real exchange rates. Often cheaper than Stripe for cross-border transactions.
See a full side-by-side comparison of fees, features, and payout speed for New Zealand businesses.
An alternative payment processor worth comparing, especially for in-person transactions in New Zealand.
At 2.7% + NZ$0.30 domestic (3.7% + NZ$0.30 international), here's what Stripe charges across common transaction amounts.
Stripe supports New Zealand businesses with competitive local rates, making it the preferred payment processor for NZ-based e-commerce stores and SaaS products.
For every successful NZD payment processed through Stripe, the platform automatically deducts a fee before depositing funds into your New Zealand bank account. The formula is simple:
Note: additional fees may apply for currency conversion (+1%), chargebacks (NZ$15 flat), and specific payment methods like SEPA or ACH. Always verify at stripe.com/pricing.
Depending on your business type, one of these may cost less than Stripe for New Zealand payments.
Want a full comparison? See our Stripe vs PayPal guide →