🇵🇹 Viewing Stripe fees for PortugalSwitch country →
🇵🇹
Domestic: 1.5% + €0.25  ·  International: 3.25% + €0.25

Stripe Fee Calculator Portugal (2026)

Portugal has become a significant tech hub with Lisbon attracting many international startups. Stripe is widely used by Portuguese businesses and remote-first companies. Stripe charges 1.5% + €0.25 for domestic cards, and 3.25% + €0.25 for international cards.

Enter Transaction Details
🇵🇹 Portugal: 1.5% + €0.25
International cards cost 3.25% + €0.25 — that's 1.75% more than domestic.
Net Fee
Fee Breakdown — Portugal (EUR)
Gross Charge €100.00
Stripe Fee (0%) −€0.00
↳ % component −€0.00
↳ fixed component −€0.00
You Receive (Net) €0.00
💸 Annual Fee Estimator
Monthly fees paid −€0
You lose per year −€0
Annual net received €0
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Save Money

Reduce Your Stripe Fees in Portugal

Stripe is great — but there are ways to cut costs, especially on international or high-volume transactions.

Examples

Stripe Fee Examples for Portugal

At 1.5% + €0.25 domestic (3.25% + €0.25 international), here's what Stripe charges across common transaction amounts.

€10
Domestic fee−€0.40
You receive€9.60
Intl card fee−€0.57
€50
Domestic fee−€1.00
You receive€49.00
Intl card fee−€1.88
€100
Domestic fee−€1.75
You receive€98.25
Intl card fee−€3.50
€500
Domestic fee−€7.75
You receive€492.25
Intl card fee−€16.50
€1,000
Domestic fee−€15.25
You receive€984.75
Intl card fee−€32.75
€5,000
Domestic fee−€75.25
You receive€4924.75
Intl card fee−€162.75
How It Works

How Stripe Fees Work in Portugal

Portugal has become a significant tech hub with Lisbon attracting many international startups. Stripe is widely used by Portuguese businesses and remote-first companies.

For every successful EUR payment processed through Stripe, the platform automatically deducts a fee before depositing funds into your Portugal bank account. The formula is simple:

// Domestic card
Fee = (Amount × 1.5%) + €0.25
Net = Amount − Fee

// International card
Fee = (Amount × 3.25%) + €0.25

Example: €100 domestic →
  Fee = €1.75  |  Net = €98.25

Note: additional fees may apply for currency conversion (+1%), chargebacks (€15 flat), and specific payment methods like SEPA or ACH. Always verify at stripe.com/pricing.

Alternatives

Best Stripe Alternatives in Portugal

Depending on your business type, one of these may cost less than Stripe for Portugal payments.

🅿️
PayPal
Varies by country
High buyer recognition, slightly higher fees
🌍
Wise
0.4%–2% + small fixed
Best for international transfers
▪️
Square
2.6%–2.9% + fixed
Great for in-person payments
🏦
Adyen
Interchange++
Enterprise-grade, volume pricing

Want a full comparison? See our Stripe vs PayPal guide →

FAQ

Stripe Fees in Portugal — FAQs

Stripe charges 1.5% plus €0.25 per European card transaction. Non-European cards cost 3.25% + €0.25.
Currently Stripe does not natively support MB WAY, Portugal's most popular mobile payment. Standard card and SEPA payments are fully supported.
Yes. SEPA Direct Debit is available at 0.8% + €0.25, capped at €5 — great for recurring business payments.
Yes. Stripe supports multi-currency invoicing in USD, GBP, EUR, and other currencies while receiving EUR payouts.
Stripe provides detailed fee invoices for AT compliance. Always consult a local accountant for full IVA (VAT) treatment.
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