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Guide · 5 min read

Stripe Fees Australia 2026 — Complete Guide

Australian businesses enjoy some of the world's most competitive Stripe rates. At 1.7% + A$0.30, Stripe is significantly cheaper than PayPal (2.6%) and perfectly suited for Australian e-commerce and SaaS businesses.

Australia Quick Reference
  • 💳 Domestic card: 1.7% + A$0.30
  • 🌍 International card: 3.5% + A$0.30
  • 🏦 BECS Direct Debit: 1% + A$0.30 (cap A$3.50)
  • 💰 Monthly fee: A$0
  • 🧾 GST: 10% on Stripe fees (claimable if GST registered)

Australia Fee Examples

AmountDomestic (1.7%+A$0.30)You ReceiveInternational (3.5%+A$0.30)You Receive
A$50A$1.15A$48.85A$2.05A$47.95
A$100A$2.00A$98.00A$3.80A$96.20
A$500A$8.80A$491.20A$17.80A$482.20
A$1,000A$17.30A$982.70A$35.30A$964.70

BECS Direct Debit — Australia's Hidden Gem

BECS (Bulk Electronic Clearing System) Direct Debit costs just 1% + A$0.30, capped at A$3.50. For any invoice above A$320, BECS is cheaper than card payments. For a A$2,000 invoice, you pay just A$3.50 vs A$34.30 for a card — a saving of A$30.80 per transaction.

💡 Calculate your AU Stripe fee Open Australia Calculator →
FAQ

Frequently Asked Questions

Stripe charges 1.7% + A$0.30 per domestic card transaction. International cards cost 3.5% + A$0.30. On A$100, you pay A$2.00 and receive A$98.00.
Yes. Stripe (1.7% + A$0.30) is significantly cheaper than PayPal (2.6% + A$0.30). On A$100, Stripe saves A$0.90. On A$10,000/month, that's A$90 saved.
Yes. BECS Direct Debit costs 1% + A$0.30, capped at A$3.50 — much cheaper than card payments for large transactions.
Yes. Stripe fees are subject to 10% GST. GST-registered businesses can claim this as an input tax credit.
Yes. Volume discounts are available for businesses processing significant volumes. Contact Stripe's sales team once you consistently exceed A$80,000/month.
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