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Guide · 6 min read

Stripe Fees for eCommerce 2026

Running an online store on Stripe? Here's the complete breakdown of every fee you'll pay — processing, international cards, chargebacks, and refunds — with practical tips to keep more of your revenue.

eCommerce Fee Summary (USA)
  • 💳 Domestic card: 2.9% + $0.30
  • 🌍 International card: 4.4% + $0.30 (+1.5%)
  • 💱 Currency conversion: +1.0%
  • ⚠️ Chargeback/dispute: $15 flat
  • 🔄 Refund: Free (original fee not returned)
  • ⚡ Instant payout: 1.5% fee

Real eCommerce Fee Examples

Order ValueDomestic FeeNet RevenueIntl Card FeeNet (Intl)
$25$1.03$23.97$1.40$23.60
$50$1.75$48.25$2.50$47.50
$100$3.20$96.80$4.70$95.30
$200$6.10$193.90$9.10$190.90
$500$14.80$485.20$22.30$477.70

Stripe for Different eCommerce Platforms

PlatformStripe IntegrationExtra FeesVerdict
WooCommerce✅ Official pluginNone✓ Best option
Shopify (via Stripe direct)✅ Works0.5–2% Shopify txn fee⚠️ Use Shopify Payments instead
Wix✅ SupportedNone✓ Good
Custom website✅ Full APINone✓ Best control
Squarespace✅ Supported0–3% platform fee⚠️ Check plan fees
💡 Calculate your store's Stripe fees Open Stripe Calculator →
FAQ

Frequently Asked Questions

Standard online card processing: 2.9% + $0.30 in the USA. International cards add 1.5% (4.4% + $0.30 total). Chargebacks cost $15 per dispute.
If you use Shopify, use Shopify Payments (built on Stripe) to avoid Shopify's 0.5-2% transaction fee. Only use Stripe directly on Shopify if you have a specific technical reason.
Reduce international card transactions, use Stripe Radar to prevent fraudulent chargebacks, consider passing the fee to customers where legal, and negotiate custom pricing above $80k/month.
Yes. Stripe has an official WooCommerce plugin. Standard processing rates apply. Installation is free.
$15 per dispute. If you win the dispute, Stripe refunds the $15. Reduce chargebacks with Stripe Radar, clear product descriptions, and prompt customer service.