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Guide · 4 min read

Stripe Fees Singapore 2026 — Complete Guide

Singapore is Stripe's Asia-Pacific hub. At 3.4% + S$0.50, card fees are higher than Europe — but PayNow at 0.9% makes Stripe very cost-effective for local SGD payments.

Singapore Quick Reference
  • 💳 Domestic card: 3.4% + S$0.50
  • 🌍 International card: 3.9% + S$0.50
  • 📱 PayNow: 0.9% (no fixed fee)
  • 💰 Monthly fee: S$0

PayNow vs Card — The Smart Singapore Strategy

AmountCard (3.4%+S$0.50)PayNow (0.9%)PayNow Saving
S$100S$3.90S$0.90S$3.00
S$500S$17.50S$4.50S$13.00
S$1,000S$34.50S$9.00S$25.50
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FAQ

Frequently Asked Questions

3.4% + S$0.50 for domestic cards. International cards: 3.9% + S$0.50. PayNow: 0.9% with no fixed fee — the cheapest local option.
Yes. Stripe supports PayNow at 0.9% — significantly cheaper than card processing. PayNow has over 4 million users in Singapore.
Yes. Stripe Payments Singapore holds a Major Payment Institution licence from the Monetary Authority of Singapore (MAS).
Yes. Stripe processes and pays out in SGD for Singapore businesses.
Rates are identical (3.4% + S$0.50). Stripe wins on PayNow support and developer tools; PayPal wins on consumer recognition.
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