🇿🇦

Domestic: 2.9% + R2.0  ·  International: 3.9% + R2.0

Stripe Fee Calculator South Africa (2026)

South Africa is the most advanced economy on the African continent and Stripe's primary Sub-Saharan African market. Stripe is used by South African fintech startups, e-commerce businesses, and companies exporting digital services globally.

Enter Transaction Details

🇿🇦 South Africa: 2.9% + R2.0

Amount in ZAR

Country

Card Type

International cards: 3.9% + R2.0

NetFee

⚖️ Compare with PayPal

Fee Breakdown — South Africa (ZAR)

Gross ChargeR100.00

Stripe Fee (0%)−R0.00

↳ % component−R0.00

↳ fixed component−R0.00

You Receive (Net)R0.00

South Africa Guide

Instant EFT and South African Payment Methods

Instant EFT (Electronic Funds Transfer) is South Africa's most trusted online payment method, enabling direct bank payments without card details. Stripe supports Instant EFT alongside card payments. Ozow and PayFast are popular local payment gateways that complement Stripe's card processing for South African consumer businesses.

💡 Example — South Africa
R100 domestic: Fee = R4.9 → You receive R95.1
R100 international card: Fee = R5.9 → You receive R94.1

Examples

Stripe Fee Examples — South Africa

R10

Domestic fee−R2.29

You receiveR7.71

Intl card fee−R2.39

R50

Domestic fee−R3.45

You receiveR46.55

Intl card fee−R3.95

R100

Domestic fee−R4.9

You receiveR95.1

Intl card fee−R5.9

R500

Domestic fee−R16.5

You receiveR483.5

Intl card fee−R21.5

R1,000

Domestic fee−R31.0

You receiveR969.0

Intl card fee−R41.0

R5,000

Domestic fee−R147.0

You receiveR4853.0

Intl card fee−R197.0

FAQ

Stripe Fees in South Africa — FAQs

Stripe charges 2.9% plus R2.00 per domestic card transaction in South Africa. International cards cost 3.9% + R2.00.

Yes. Stripe processes payments and pays out in ZAR for South Africa-based businesses.

Yes. Stripe supports Instant EFT for South African businesses, enabling customers to pay directly from their bank account.

Stripe is available to South African businesses that meet KYC requirements. You'll need a South African company registration, bank account, and valid identification.

PayFast is South Africa's most popular local payment gateway with strong local payment method support including Instant EFT, Masterpass, and SBSA SureSwipe. Stripe offers better global reach and developer tools. Many SA businesses use PayFast for local sales and Stripe for international.