Question 1

Is Stripe cheaper than PayPal in Australia?

Accepted Answer

Yes. Stripe charges 1.7% + A$0.30 vs PayPal's 2.6% + A$0.30. On A$100, Stripe saves A$0.90. On A$10,000/month, that's A$90 saved.

Question 2

What is Stripe's fee in Australia?

Accepted Answer

1.7% + A$0.30 per domestic card. International cards: 3.5% + A$0.30.

Question 3

What is PayPal's fee in Australia?

Accepted Answer

2.6% + A$0.30 per standard transaction. Stripe is significantly cheaper for most Australian businesses.

Question 4

Does Australia have GST on Stripe fees?

Accepted Answer

Yes. Stripe fees are subject to 10% GST. GST-registered businesses can claim this as an input tax credit.

Question 5

Can Australian businesses use both Stripe and PayPal?

Accepted Answer

Yes. Offering both maximises checkout conversion — most Australian customers will pay whichever way their card is already stored.

Amount	Stripe (1.7%+A$0.30)	PayPal (2.6%+A$0.30)	Stripe Saves
A$50	A$1.15	A$1.60	A$0.45
A$100	A$2.00	A$2.90	A$0.90
A$500	A$8.80	A$13.30	A$4.50
A$1,000	A$17.30	A$26.30	A$9.00
A$10,000/mo	~A$200	~A$290	~A$90/month

Stripe vs PayPal Australia 2026 — Full Comparison

Fee Comparison — Australia