Question 1

Is Stripe cheaper than PayPal in Canada?

Accepted Answer

Yes. Stripe (2.9% + CA$0.30) is cheaper than PayPal (3.49% + CA$0.49). On CA$100, Stripe saves CA$0.78.

Question 2

What is Stripe's fee in Canada?

Accepted Answer

2.9% + CA$0.30 per domestic card. International cards: 3.7% + CA$0.30.

Question 3

What is PayPal's fee in Canada?

Accepted Answer

3.49% + CA$0.49 per standard transaction. Higher than Stripe for most Canadian transactions.

Question 4

Does Stripe support Interac in Canada?

Accepted Answer

Stripe supports Interac e-Transfer for certain business types. Check Stripe's latest Canada documentation.

Question 5

Which is better for Canadian freelancers?

Accepted Answer

Both are good. Stripe's ACH equivalent (EFT/bank transfer) is cheaper for large invoices. PayPal is preferred by clients who trust the brand.

Amount	Stripe (2.9%+CA$0.30)	PayPal (3.49%+CA$0.49)	Stripe Saves
CA$50	CA$1.75	CA$2.24	CA$0.49
CA$100	CA$3.20	CA$3.98	CA$0.78
CA$500	CA$14.80	CA$17.94	CA$3.14
CA$1,000	CA$29.30	CA$35.39	CA$6.09
CA$10,000/mo	~CA$320	~CA$399	~CA$79/month

Stripe vs PayPal Canada 2026 — Which Is Cheaper?

Fee Comparison — Canada