How much does Stripe take from $100?

Stripe takes $3.20 from a $100 transaction in the USA. This is 3.20% of the gross amount. The remaining $96.80 is deposited to your bank account within 2 business days.

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What is the Stripe Fee on $100?

Q: What is the Stripe fee on $100?

In the USA, the Stripe fee on $100 is $3.20 (3.20% of the total). You receive $96.80 after fees. The formula is: ($100 × 2.9%) + $0.30 = $3.20.

Exact Stripe processing fees for a $100 transaction across all major countries. Updated 2026.

USA — $100 charge Fee: −$3.20 You receive: $96.80 Formula: ($100 × 2.9%) + $0.30

All Countries

Stripe Fee on $100 by Country

Country	Stripe Rate	Fee on $100	You Receive	Effective %
USA	2.9% + $0.30	−$3.20	$96.80	3.20%
UK	1.5% + £0.20	−£1.70	£98.30	1.70%
Canada	2.9% + CA$0.30	−CA$3.20	CA$96.80	3.20%
Australia	1.7% + A$0.30	−A$2.00	A$98.00	2.00%
Germany	1.5% + €0.25	−€1.75	€98.25	1.75%

Explanation

How is the Stripe fee on $100 calculated?

Stripe uses a simple percentage-plus-fixed formula for every transaction. For a $100 charge in the USA:

      Fee = ($100 × 2.9%) + $0.30

      Fee = $2.90 + $0.30

      Fee = $3.20

      Net = $100 − $3.20 = $96.80

The fixed $0.30 component becomes less significant on larger transactions. For a $100 charge, it represents just 0.300% of the total — well under the percentage component. This is why Stripe is proportionally cheaper for higher-value transactions.

FAQ

Stripe Fee on $100 — FAQs

In the USA, the Stripe fee on a $100 transaction is $3.20. This is calculated as ($100 × 2.9%) + $0.30. After fees, you receive $96.80. Rates vary by country — see the table above for international rates.

Stripe takes $3.20 from a $100 transaction in the USA — that's 3.20% of the gross amount. The remaining $96.80 lands in your bank account within 2 business days.

For a $100 transaction, the most effective way to reduce fees is to use ACH bank transfer (0.8%, capped at $5) instead of card payments. This saves 2.40 compared to standard card rates. Volume pricing from Stripe is also available for businesses processing $80k+/month.