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What is the Stripe Fee on $200?

Exact Stripe processing fees for a $200 transaction across all major countries. Updated 2026.

USA — $200 charge Fee: −$6.1 You receive: $193.9 Formula: ($200 × 2.9%) + $0.30
All Countries

Stripe Fee on $200 by Country

CountryStripe RateFee on $200You ReceiveEffective %
🇺🇸 USA 2.9% + $0.30 −$6.10 $193.90 3.05%
🇬🇧 UK 1.5% + £0.20 −£3.20 £196.80 1.60%
🇨🇦 Canada 2.9% + CA$0.30 −CA$6.10 CA$193.90 3.05%
🇦🇺 Australia 1.7% + A$0.30 −A$3.70 A$196.30 1.85%
🇩🇪 Germany 1.5% + €0.25 −€3.25 €196.75 1.62%
🇫🇷 France 1.5% + €0.25 −€3.25 €196.75 1.62%
🇸🇬 Singapore 3.4% + S$0.50 −S$7.30 S$192.70 3.65%
🇮🇳 India 2.0% + ₹0.00 −₹4.00 ₹196.00 2.00%
Explanation

How is the Stripe fee on $200 calculated?

Stripe uses a simple percentage-plus-fixed formula. For a $200 charge in the USA:

Fee = ($200 × 2.9%) + $0.30
Fee = $5.80 + $0.30
Fee = $6.1
Net = $200 − $6.1 = $193.9

The fixed $0.30 component becomes less significant on larger transactions. On a $200 charge it represents just 0.15% of the transaction value. For smaller amounts, the fixed fee has a bigger proportional impact.

💡 Want to receive exactly $200?
Charge your customer $206.28 — Stripe will take its cut and you'll net exactly $200.
FAQ

Frequently Asked Questions

In the USA, the Stripe fee on $200 is $6.1 (calculated as $200 × 2.9% + $0.30 = $6.1). You receive $193.9 after fees. Rates vary by country — see the table above.
Stripe takes $6.1 from a $200 transaction in the USA — an effective rate of 3.05%. The remaining $193.9 is deposited to your bank account within 2 business days.
To receive exactly $200 after Stripe fees, you need to charge your customer $206.28. This is the gross-up formula: (target + $0.30) ÷ (1 - 0.029).
For a $200 transaction in the USA, Stripe charges $6.1 (2.9% + $0.30). PayPal charges $7.47 (3.49% + $0.49). Stripe saves $1.37 per transaction.