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What is the Stripe Fee on $25?

Exact Stripe processing fees for a $25 transaction across all major countries. Updated 2026.

USA — $25 charge Fee: −$1.02 You receive: $23.98 Formula: ($25 × 2.9%) + $0.30

All Countries

Stripe Fee on $25 by Country

Country	Stripe Rate	Fee on $25	You Receive	Effective %
🇺🇸 USA	2.9% + $0.30	−$1.02	$23.98	4.10%
🇬🇧 UK	1.5% + £0.20	−£0.57	£24.43	2.30%
🇨🇦 Canada	2.9% + CA$0.30	−CA$1.02	CA$23.98	4.10%
🇦🇺 Australia	1.7% + A$0.30	−A$0.72	A$24.27	2.90%
🇩🇪 Germany	1.5% + €0.25	−€0.62	€24.38	2.50%
🇫🇷 France	1.5% + €0.25	−€0.62	€24.38	2.50%
🇸🇬 Singapore	3.4% + S$0.50	−S$1.35	S$23.65	5.40%
🇮🇳 India	2.0% + ₹0.00	−₹0.50	₹24.50	2.00%

Explanation

How is the Stripe fee on $25 calculated?

Stripe uses a simple percentage-plus-fixed formula. For a $25 charge in the USA:

      Fee = ($25 × 2.9%) + $0.30

      Fee = $0.72 + $0.30

      Fee = $1.02

      Net = $25 − $1.02 = $23.98

The fixed $0.30 component becomes less significant on larger transactions. On a $25 charge it represents just 1.20% of the transaction value. For smaller amounts, the fixed fee has a bigger proportional impact.

💡 Want to receive exactly $25?
Charge your customer $26.06 — Stripe will take its cut and you'll net exactly $25.

FAQ

Frequently Asked Questions

In the USA, the Stripe fee on $25 is $1.02 (calculated as $25 × 2.9% + $0.30 = $1.02). You receive $23.98 after fees. Rates vary by country — see the table above.

Stripe takes $1.02 from a $25 transaction in the USA — an effective rate of 4.10%. The remaining $23.98 is deposited to your bank account within 2 business days.

To receive exactly $25 after Stripe fees, you need to charge your customer $26.06. This is the gross-up formula: (target + $0.30) ÷ (1 - 0.029).

For a $25 transaction in the USA, Stripe charges $1.02 (2.9% + $0.30). PayPal charges $1.36 (3.49% + $0.49). Stripe saves $0.34 per transaction.