How much does Stripe take from $10?

Stripe takes $0.59 from a $10 transaction in the USA — an effective rate of 5.90%.

Is Stripe cheaper than PayPal on $10?

Yes. Stripe charges $0.59 vs PayPal $0.84 on $10. Stripe saves $0.25.

Charge $10.61. Formula: ($10 + $0.30) / (1 - 0.029) = $10.61.

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In the USA, the Stripe fee on $10 is $0.59 (2.9% + $0.30). You receive $9.41 after fees.

Exact Stripe fees for a $10 transaction across all major countries. Updated 2026.

USA — $10 charge Fee: −$0.59 You receive: $9.41 Formula: ($10 × 2.9%) + $0.30

All Countries

Country	Stripe Rate	Fee on $10	You Receive	Effective %
🇺🇸 USA	2.9% + $0.30	−$0.59	$9.41	5.90%
🇬🇧 UK	1.5% + £0.20	−£0.35	£9.65	3.50%
🇨🇦 Canada	2.9% + CA$0.30	−CA$0.59	CA$9.41	5.90%
🇦🇺 Australia	1.7% + A$0.30	−A$0.47	A$9.53	4.70%
🇩🇪 Germany	1.5% + €0.25	−€0.4	€9.6	4.00%
🇮🇳 India	2.0% + ₹0.00	−₹0.2	₹9.8	2.00%
🇸🇬 Singapore	3.4% + S$0.50	−S$0.84	S$9.16	8.40%
🇯🇵 Japan	3.6% + ¥0.00	−¥0.36	¥9.64	3.60%

Calculation

    Fee = ($10 × 2.9%) + $0.30

    Fee = $0.29 + $0.30 = $0.59

    Net = $10 − $0.59 = $9.41

💡 Want to net exactly $10?
Charge your customer $10.61 and Stripe's cut leaves you with exactly $10.

⚖️ Stripe vs PayPal on $10
PayPal charges $0.84 (3.49% + $0.49) vs Stripe's $0.59. Stripe saves $0.25 per transaction.

FAQ

In the USA, Stripe charges $0.59 on a $10 transaction (2.9% + $0.30). You receive $9.41. Rates differ by country — see the table above.

Yes. Stripe charges $0.59 vs PayPal's $0.84 on $10 in the USA. Stripe saves $0.25 per transaction. On 100 transactions, that's $25.0 saved.

Charge your customer $10.61. Formula: ($10 + $0.30) ÷ (1 − 0.029) = $10.61. Stripe takes its cut and you net exactly $10.