How much does Stripe take from $4,000?

Stripe takes $116.3 from a $4,000 transaction in the USA — an effective rate of 2.91%.

Is Stripe cheaper than PayPal on $4,000?

Yes. Stripe charges $116.3 vs PayPal $140.09 on $4,000. Stripe saves $23.79.

Charge $4119.77. Formula: ($4,000 + $0.30) / (1 - 0.029) = $4119.77.

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In the USA, the Stripe fee on $4,000 is $116.3 (2.9% + $0.30). You receive $3883.7 after fees.

Exact Stripe fees for a $4,000 transaction across all major countries. Updated 2026.

USA — $4,000 charge Fee: −$116.3 You receive: $3883.7 Formula: ($4,000 × 2.9%) + $0.30

All Countries

Country	Stripe Rate	Fee on $4,000	You Receive	Effective %
🇺🇸 USA	2.9% + $0.30	−$116.3	$3883.7	2.91%
🇬🇧 UK	1.5% + £0.20	−£60.2	£3939.8	1.51%
🇨🇦 Canada	2.9% + CA$0.30	−CA$116.3	CA$3883.7	2.91%
🇦🇺 Australia	1.7% + A$0.30	−A$68.3	A$3931.7	1.71%
🇩🇪 Germany	1.5% + €0.25	−€60.25	€3939.75	1.51%
🇮🇳 India	2.0% + ₹0.00	−₹80.0	₹3920.0	2.00%
🇸🇬 Singapore	3.4% + S$0.50	−S$136.5	S$3863.5	3.41%
🇯🇵 Japan	3.6% + ¥0.00	−¥144.0	¥3856.0	3.60%

Calculation

    Fee = ($4,000 × 2.9%) + $0.30

    Fee = $116.00 + $0.30 = $116.3

    Net = $4,000 − $116.3 = $3883.7

💡 Want to net exactly $4,000?
Charge your customer $4119.77 and Stripe's cut leaves you with exactly $4,000.

⚖️ Stripe vs PayPal on $4,000
PayPal charges $140.09 (3.49% + $0.49) vs Stripe's $116.3. Stripe saves $23.79 per transaction.

FAQ

In the USA, Stripe charges $116.3 on a $4,000 transaction (2.9% + $0.30). You receive $3883.7. Rates differ by country — see the table above.

Yes. Stripe charges $116.3 vs PayPal's $140.09 on $4,000 in the USA. Stripe saves $23.79 per transaction. On 100 transactions, that's $2379.0 saved.

Charge your customer $4119.77. Formula: ($4,000 + $0.30) ÷ (1 − 0.029) = $4119.77. Stripe takes its cut and you net exactly $4,000.